For most of us, holiday season means looking for best pumpkin pie recipe, whipped cream, best decorations, and exchanging gifts with our loved ones. These traditions also means extra cash on our already stretched budgets. Many people are “lured” into credit card debt and personal loans, with minimum payments, increasing on their already high loan amount. … Read More about Extra Cash Side Jobs in time for Christmas 2018
Holiday season is fast approaching, get into the holiday spirit with these Christmas saving strategies to avoid overspending, holiday debt and higher interest rates. In 2017 44% of shoppers in the United States took on more than $1000 in Christmas debt. Some 5% accumulated more than $5000 in debt. Their credit score suffered from the … Read More about Christmas Saving Tips: How other moms do it.
In the United States food prices shot up by 5 % during the last year. The highest annual increase in almost 20 years, according to the Labor Department. Some staples have risen well beyond that. The average family spends over $ 7,000 per year on groceries, electricity, heating, water and cell phones bills. Decrease your … Read More about Decrease utility expenses to save more money
Are you too looking for a way to save money? We spend money unnecessarily on easily overlooked purchases and late fees. We became aware of certain small expenses, stopped paying for them, we save more money. You too can stop paying for the things that chip away at your money. Like Benjamin Franklin said, “beware of … Read More about 14 Things we stopped paying for and saved more money.
Some people associate budgeting with sacrifice. “Family monthly budgeting is telling your family money where to go, instead of wondering where it went. Remember that by following a zero budget you’re not depriving your family of opportunities, you’re building them. Paying off debt will “free” the family money, leading to financial independence. I do not … Read More about Family Monthly Budgeting: Get Out of Debt Strategy